Federal & State Grants

Save thousands on your home improvement project with federal tax credits, state rebates, and utility incentive programs. Updated for 2026.

$17,200+
Max Federal Credits
50
State Programs
2032
Program Expires

Federal Tax Credits & Programs

The Inflation Reduction Act provides significant tax credits for energy-efficient home improvements through 2032.

Energy Efficient Home Improvement Credit

Up to $3,200/year Expires: 2032
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Tax credits for energy-efficient improvements including insulation, windows, doors, and HVAC systems.

Eligibility: Primary residence owners

Residential Clean Energy Credit

30% of cost Expires: 2034
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Tax credit for solar panels, solar water heaters, geothermal heat pumps, and battery storage.

Eligibility: Homeowners installing clean energy systems

Weatherization Assistance Program (WAP)

Up to $8,009 avg Expires: Ongoing
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Free weatherization services for low-income households including insulation, air sealing, and heating system repairs.

Eligibility: Low-income households (up to 200% poverty level)

High-Efficiency Electric Home Rebate Act (HEEHRA)

Up to $14,000 Expires: 2032
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Point-of-sale rebates for heat pumps, electric stoves, heat pump water heaters, and electrical upgrades.

Eligibility: Low and moderate income households

State & Utility Programs

Many states and utilities offer additional rebates and incentives that stack with federal credits.

Texas

Texas PACE Program

Varies

Property-assessed financing for energy improvements

CenterPoint Energy Rebates

Up to $1,500

Rebates for HVAC, insulation, and weatherization

Oncor Take A Load Off Texas

Free services

Free weatherization for qualifying customers

View all Texas programs →

Florida

FPL Rebates

Up to $1,200

Rebates for high-efficiency AC and insulation

Florida HERO Program

Varies

PACE financing for energy and hurricane improvements

Duke Energy Rebates

Up to $450

Rebates for smart thermostats and HVAC

View all Florida programs →

California

Self-Generation Incentive Program

Up to $1,000/kWh

Battery storage incentives

Energy Upgrade California

Varies

Rebates and financing for whole-home upgrades

CalHFA Energy Efficient Mortgage

Lower rates

Reduced rate mortgages for energy-efficient homes

View all California programs →

New York

NYSERDA Rebates

Up to $3,000

Rebates for insulation, HVAC, and appliances

EmPower New York

Free services

Free energy upgrades for qualifying households

NY-Sun Solar Incentives

$0.20-$0.50/watt

Solar installation incentives

View all New York programs →

How to Claim Your Credits

1

Complete Your Project

Ensure your improvements meet energy efficiency requirements. Keep all receipts and manufacturer certifications.

2

Get Documentation

Obtain Manufacturer Certification Statements and Energy Star certifications for qualifying products.

3

File IRS Form 5695

Complete Form 5695 (Residential Energy Credits) with your annual tax return. Credits reduce your tax liability dollar-for-dollar.

4

Apply State Rebates

Check your state and utility programs for additional rebates. Many can be claimed alongside federal credits.

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